.page-disclaimer {
  --terms-bg: #F3EFE6;
  --terms-ink: #201A15;
  --terms-card: #F8F3EA;
  --terms-line: rgba(32, 26, 21, 0.14);
  --terms-gold-soft: rgba(212, 168, 75, 0.55);
  --terms-note-bg: rgba(212, 168, 75, 0.07);
  background: var(--terms-bg);
  color: var(--terms-ink);
}

.terms-hero {
  position: relative;
  overflow: hidden;
  padding: 56px 0 56px;
  background: linear-gradient(148deg, #0E1726 0%, #070B14 78%);
  color: var(--cream);
}

.terms-hero::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), transparent 70%);
  z-index: 2;
}

.terms-hero::after {
  content: "TERMS";
  position: absolute;
  top: 30px;
  right: -28px;
  font-family: var(--font-data);
  font-size: clamp(6rem, 16vw, 13rem);
  font-weight: 600;
  line-height: 1;
  letter-spacing: -0.05em;
  color: rgba(243, 239, 230, 0.04);
  pointer-events: none;
  z-index: 0;
}

.terms-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
}

.terms-hero__side {
  display: none;
}

.terms-hero__main {
  max-width: 780px;
}

.terms-breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 26px;
  font-size: 0.8rem;
}

.terms-breadcrumb a {
  color: var(--ice);
  text-decoration: none;
  transition: color 0.2s var(--ease);
}

.terms-breadcrumb a:hover {
  color: var(--gold-light);
}

.terms-breadcrumb .breadcrumb-sep {
  color: rgba(243, 239, 230, 0.32);
}

.terms-breadcrumb .breadcrumb-current {
  color: rgba(243, 239, 230, 0.72);
}

.terms-hero__kicker {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-data);
  font-size: 0.75rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
}

.terms-hero__kicker::before {
  content: "";
  width: 34px;
  height: 1px;
  background: var(--gold);
}

.terms-hero__title {
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 6vw, 4.4rem);
  line-height: 1.04;
  letter-spacing: -0.02em;
  margin: 16px 0 20px;
  color: var(--cream);
}

.terms-hero__lede {
  max-width: 680px;
  color: var(--ice);
  font-size: 0.98rem;
  line-height: 1.85;
}

.terms-hero__stats {
  display: flex;
  flex-wrap: wrap;
  gap: 16px 34px;
  margin-top: 34px;
  padding-top: 24px;
  border-top: 1px solid rgba(243, 239, 230, 0.14);
}

.terms-hero__stat-value {
  display: block;
  font-family: var(--font-data);
  font-size: 2.1rem;
  font-weight: 500;
  letter-spacing: -0.02em;
  color: var(--gold-light);
}

.terms-hero__stat-label {
  display: block;
  margin-top: 4px;
  font-size: 0.74rem;
  letter-spacing: 0.08em;
  color: rgba(167, 198, 255, 0.72);
}

.terms-figure-wrap {
  position: relative;
  z-index: 1;
  margin-top: 44px;
}

.terms-figure__img {
  display: block;
  width: 100%;
  height: auto;
  border: 1px solid rgba(212, 168, 75, 0.45);
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.45);
}

.terms-figure__caption {
  display: block;
  margin-top: 10px;
  font-family: var(--font-data);
  font-size: 0.7rem;
  letter-spacing: 0.1em;
  text-align: right;
  color: rgba(167, 198, 255, 0.55);
}

.terms-shell {
  background: var(--terms-bg);
  color: var(--terms-ink);
  padding: 28px 0 88px;
}

.terms-index {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: var(--terms-line);
  border: 1px solid var(--terms-line);
  border-top: 3px solid var(--gold);
  box-shadow: 0 18px 48px rgba(32, 26, 21, 0.1);
  margin-bottom: 48px;
}

.terms-index__item {
  display: block;
  padding: 16px 14px;
  background: var(--terms-card);
  color: var(--terms-ink);
  text-decoration: none;
  transition: background 0.3s var(--ease), color 0.3s var(--ease);
}

.terms-index__item:hover {
  background: var(--terms-ink);
  color: var(--cream);
}

.terms-index__item:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: -2px;
}

.terms-index__num {
  display: block;
  font-family: var(--font-data);
  font-size: 1.35rem;
  font-weight: 500;
  line-height: 1;
  color: var(--gold);
}

.terms-index__text {
  display: block;
  margin-top: 6px;
  font-size: 0.78rem;
  font-weight: 600;
}

.terms-doc {
  padding-top: 4px;
}

.terms-clause {
  display: grid;
  grid-template-columns: 1fr;
  gap: 22px;
  padding: 44px 0;
  border-bottom: 1px solid var(--terms-line);
  scroll-margin-top: calc(var(--header-h) + 18px);
}

.terms-clause:last-child {
  border-bottom: none;
}

.terms-clause__side {
  border-left: 3px solid var(--gold);
  padding-left: 18px;
}

.terms-clause__num {
  display: block;
  font-family: var(--font-data);
  font-size: 2.3rem;
  font-weight: 600;
  line-height: 1;
  color: var(--gold);
}

.terms-clause__title {
  font-family: var(--font-display);
  font-size: 1.35rem;
  line-height: 1.25;
  color: var(--terms-ink);
  margin-top: 10px;
  font-weight: 700;
}

.terms-clause__tags {
  font-family: var(--font-data);
  font-size: 0.7rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(32, 26, 21, 0.52);
  margin-top: 10px;
}

.terms-clause__body {
  max-width: 780px;
  font-size: 0.97rem;
  line-height: 1.85;
}

.terms-clause__body p + p {
  margin-top: 14px;
}

.terms-clause__body a {
  color: var(--terms-ink);
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-underline-offset: 4px;
  text-decoration-thickness: 2px;
  transition: color 0.2s var(--ease);
}

.terms-clause__body a:hover {
  color: var(--gold);
}

.terms-clause__body a:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 2px;
}

.terms-list {
  list-style: none;
  margin: 20px 0;
  padding: 0;
}

.terms-list li {
  position: relative;
  padding-left: 26px;
  margin-bottom: 12px;
}

.terms-list li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 10px;
  width: 9px;
  height: 9px;
  background: var(--gold);
  transform: rotate(12deg);
  border-radius: 1px;
}

.terms-note {
  margin-top: 24px;
  background: var(--terms-note-bg);
  border-left: 3px solid var(--gold);
}

.terms-note summary {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 18px;
  cursor: pointer;
  list-style: none;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--terms-ink);
}

.terms-note summary::-webkit-details-marker {
  display: none;
}

.terms-note summary::before {
  content: "";
  width: 6px;
  height: 6px;
  background: var(--gold);
  display: inline-block;
}

.terms-note summary::after {
  content: "＋";
  margin-left: auto;
  font-family: var(--font-data);
  color: var(--gold);
  font-size: 0.85rem;
}

.terms-note[open] summary::after {
  content: "－";
}

.terms-note summary:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 2px;
}

.terms-note__content {
  padding: 0 18px 16px;
  font-size: 0.92rem;
  color: rgba(32, 26, 21, 0.76);
}

.terms-contact-card {
  margin-top: 24px;
  border: 1px solid var(--terms-gold-soft);
  padding: 14px 20px;
  background: var(--terms-card);
}

.terms-contact-card__row {
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 12px;
  padding: 8px 0;
  border-bottom: 1px solid var(--terms-line);
  font-size: 0.95rem;
}

.terms-contact-card__row:last-child {
  border-bottom: none;
}

.terms-contact-card__row span {
  font-family: var(--font-data);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(32, 26, 21, 0.55);
  padding-top: 2px;
}

.terms-contact-card__row a {
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-underline-offset: 3px;
}

.terms-outro {
  background: #0E1726;
  color: var(--cream);
  padding: 72px 0;
  position: relative;
  overflow: hidden;
}

.terms-outro::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, transparent, var(--neon-purple), var(--neon-blue), transparent);
}

.terms-outro__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
}

.terms-outro__kicker {
  font-family: var(--font-data);
  font-size: 0.75rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
}

.terms-outro__title {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.3rem);
  line-height: 1.2;
  margin-bottom: 14px;
}

.terms-outro__text {
  color: var(--ice);
  max-width: 560px;
  line-height: 1.7;
}

.terms-outro__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: flex-start;
}

@media (min-width: 900px) {
  .terms-hero__grid {
    grid-template-columns: 3fr 9fr;
    gap: 40px;
  }

  .terms-hero__side {
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    align-items: flex-start;
    padding-top: 40px;
  }

  .terms-hero__side-label {
    writing-mode: vertical-rl;
    transform: rotate(180deg);
    font-family: var(--font-data);
    font-size: 0.7rem;
    letter-spacing: 0.42em;
    text-transform: uppercase;
    color: var(--gold);
    opacity: 0.62;
  }

  .terms-hero__side-range {
    writing-mode: vertical-rl;
    transform: rotate(180deg);
    font-family: var(--font-data);
    font-size: 2rem;
    font-weight: 500;
    letter-spacing: -0.04em;
    color: rgba(243, 239, 230, 0.14);
  }

  .terms-index {
    grid-template-columns: repeat(6, 1fr);
  }

  .terms-clause {
    grid-template-columns: 3fr 9fr;
    gap: clamp(28px, 5vw, 80px);
  }

  .terms-outro__grid {
    grid-template-columns: 7fr 5fr;
    align-items: center;
  }

  .terms-outro__actions {
    justify-content: flex-end;
  }
}